Canadian Dental Care Plan (CDCP) at Lambton Dental
Lambton Dental is enrolled as a Canadian Dental Care Plan (CDCP) provider, so eligible residents can book with us and we direct-bill Sun Life for the covered portion of your care. Bring your CDCP member letter and we handle the paperwork.
What is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal program that helps eligible Canadian residents cover the cost of dental care. It is administered by Sun Life on behalf of the Government of Canada, and eligibility is determined by the federal government based on your household adjusted family net income, your age or family situation and whether you have access to other dental insurance.
The program does not cover every service and every cost, and there may be a co-payment based on your household income. The federal government publishes the current details, including how to apply, on the official Canadian Dental Care Plan page. We follow those rules and bill Sun Life directly for covered services.
Who the plan is right for
CDCP is designed for Canadian residents who do not have access to dental insurance through work, school or a private policy. You may benefit from talking to us about CDCP if you:
- Have received a welcome letter from Service Canada or Sun Life confirming your CDCP coverage start date.
- Are between six and 64 years old and became eligible in a recent expansion of the plan.
- Are a senior aged 65 or over who has been enrolled since the earlier phases of the plan.
- Care for a child, grandchild or dependent adult who is on CDCP and needs a dentist who bills the program directly.
If you are not sure whether you are eligible, apply or check your status on the official Government of Canada page — Lambton Dental does not determine eligibility.
What to expect at your CDCP visit
Share your CDCP details when you book
We enter your member ID so we can confirm coverage before you sit down.
Bring your CDCP letter and photo ID
The welcome letter shows your coverage start date and any co-payment tier.
We verify coverage with Sun Life
The front desk confirms which services are covered for you at today's visit before any treatment begins.
Care happens
The dentist reviews what you need, explains what CDCP covers today, what may require pre-authorization and what is optional.
We bill Sun Life directly
You pay only your co-payment, if any, at the end of the visit and we submit the claim on your behalf.
What CDCP covers and what it does not
CDCP covers a defined list of dental services, including exams, cleanings, X-rays, fillings, extractions and some crowns, root canals, dentures and prevention. The current service list, frequency limits and fee schedule are set by the federal program and can change year to year, so we always verify your specific coverage before treatment. Frequency limits mean, for example, that CDCP will pay for a routine cleaning once every set number of months rather than on demand.
Some services require pre-authorization from Sun Life before they can go ahead, and services outside the covered list — such as cosmetic whitening or elective work — remain your out-of-pocket cost. Your co-payment, if you have one, is set by the federal government based on your household income and applies to all covered services in the same way. We prepare and submit any pre-authorization request to Sun Life on your behalf so you do not have to navigate that paperwork.
Direct billing Sun Life for your CDCP care
Lambton Dental submits your claim to Sun Life electronically at the end of the visit and collects only your co-payment, if any. For pre-authorized treatment we handle the paperwork with Sun Life before we begin so there are no surprises on the day.
If a service you want is not covered by CDCP, we tell you before treatment starts and explain what it would cost so you can decide. Payment plans for larger elective treatment through a third-party financing partner are available on approved credit — see payment plans for details.
Why CDCP patients choose Lambton Dental
- We are enrolled as a Canadian Dental Care Plan provider and bill Sun Life directly.
- We verify your CDCP coverage before your visit and explain what is included today.
- For treatment that requires pre-authorization, we handle the paperwork with Sun Life for you.
- The whole household can be seen at Lambton Dental, and we book family members back-to-back where our schedule allows.
- Our team communicates comfortably in 13 languages, so you can ask your questions in the language you prefer.
More on insurance and payment
Frequently asked questions
Is Lambton Dental a CDCP provider?
Yes. Lambton Dental is enrolled as a Canadian Dental Care Plan provider with Sun Life and bills the program directly for eligible patients. Bring your CDCP welcome letter to your first visit so we can confirm your coverage and add your details to your file.
Am I eligible for CDCP?
Eligibility is decided by the federal government based on your household adjusted family net income, your age or family situation and whether you have access to other dental insurance. Apply or check your status on the official Government of Canada CDCP page. Lambton Dental does not determine eligibility.
Do I still have to pay something under CDCP?
There may be a co-payment for your care, set by the federal government based on your household income. If you have a co-payment it applies to every covered service in the same way, and we collect only that amount at the end of your visit. If you have no co-payment, covered services are paid in full by CDCP.
What does CDCP cover at Lambton Dental?
CDCP covers a defined list of services including exams, cleanings, X-rays, fillings, extractions and some crowns, root canals, dentures and prevention, subject to frequency limits and the current federal fee schedule. Some larger treatment needs pre-authorization from Sun Life, which we handle for you before treatment begins.
Can my kids come with me if they are on CDCP?
Yes. We see patients of all ages and are happy to book family members back-to-back or at the same time where our schedule allows. Children on CDCP are welcome, and we submit claims for every eligible family member the same way.
What if I need work that CDCP does not cover?
We will tell you before treatment starts and provide a written estimate of what it would cost. For larger elective treatment, payment plans through a third-party financing partner are available on approved credit. Nothing outside your covered services is booked without your say-so.
Book your CDCP visit at Lambton Dental
Bring your CDCP welcome letter and we verify coverage before your appointment. Direct billing to Sun Life for eligible services.
Canadian Dental Care Plan
The federal plan for eligible Canadian residents. We direct-bill Sun Life for covered services.
Learn about CDCP →Interim Federal Health Program
Federal coverage for refugees and other eligible groups. We direct-bill Medavie Blue Cross.
Learn about IFHP →Direct billing
We submit claims electronically to major Canadian carriers so you pay only your portion.
How direct billing works →Payment plans
Monthly payment plans for larger treatment through a third-party financing partner, on approved credit.
See payment options →